CREDIT ACCEPTANCE CORP (CACC)
Sector: Personal Credit Institutions
Industry: Financial - Credit Services
Credit Acceptance Corporation
NASDAQ:CACCFinancial Services · Financial - Credit Services
+1.34%$529.56
CLOSED · Nov 6Prev close$522.58+1.34%Close$529.560.00%AH close$529.56
AH$529.56+0.00%vs close
Mkt Cap$5.37B
Float6.2M
O/S10.14M
VOL150K sh
$ Vol$78.79M
RVOL1.22×
Inst Own60.5%
SI16.3%
Dilution
Historical Data
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| Nov 6, 2026 | 515.00 | 533.44 | 508.37 | 529.56 | 149,830 |
| Nov 5, 2026 | 517.00 | 524.56 | 508.04 | 522.58 | 178,290 |
| Nov 4, 2026 | 491.09 | 504.31 | 479.37 | 498.68 | 240,193 |
| Nov 3, 2026 | 489.50 | 494.75 | 478.92 | 480.65 | 210,137 |
| Nov 2, 2026 | 474.08 | 498.49 | 474.08 | 484.76 | 265,087 |
| Oct 30, 2026 | 497.91 | 520.00 | 455.43 | 464.89 | 386,347 |
| Oct 29, 2026 | 544.34 | 579.57 | 544.29 | 575.78 | 150,804 |
| Oct 28, 2026 | 539.50 | 548.58 | 535.07 | 544.90 | 80,542 |
| Oct 27, 2026 | 541.35 | 546.31 | 537.83 | 542.52 | 76,585 |
| Oct 26, 2026 | 543.53 | 548.30 | 536.06 | 537.38 | 55,815 |
| Oct 23, 2026 | 553.90 | 553.90 | 542.79 | 545.04 | 67,265 |
| Oct 22, 2026 | 540.41 | 560.90 | 540.41 | 558.90 | 76,632 |
| Oct 21, 2026 | 540.50 | 545.00 | 535.43 | 541.25 | 56,438 |
| Oct 20, 2026 | 535.91 | 544.68 | 532.58 | 538.16 | 56,162 |
| Oct 19, 2026 | 543.01 | 553.43 | 534.14 | 534.20 | 58,735 |
| Oct 16, 2026 | 548.58 | 556.47 | 538.34 | 540.98 | 62,627 |
| Oct 15, 2026 | 537.26 | 556.72 | 537.26 | 549.87 | 72,348 |
| Oct 14, 2026 | 540.94 | 541.15 | 529.77 | 532.31 | 73,298 |
| Oct 13, 2026 | 548.58 | 552.88 | 540.15 | 545.96 | 79,810 |
| Oct 12, 2026 | 547.90 | 555.36 | 542.20 | 548.12 | 64,531 |
Analyst Coverage
Analyst Coverage
ConsensusHold
Price Target
Not availableRatings Distribution
BUY0
HOLD12
SELL6
TOTAL18
Insider Trades
| Insider | Title | Type | Shares | Value | Date |
|---|---|---|---|---|---|
 TRYFOROS THOMAS N | Director | Purchase | 3.0K | $1.46M | Nov 2, 2026 |
 Watson Jill Foss | 10% Owner | Sale | 457 | $293.1K | Jul 16, 2026 |
| Watson Jill Foss | 10% Owner | Sale | 2 | $1.3K | Jul 16, 2026 |
| Watson Jill Foss | 10% Owner | Sale | 977 | $625.4K | Jul 16, 2026 |
| Watson Jill Foss | 10% Owner | Sale | 1.0K | $675.9K | Jul 2, 2026 |
 Prescott General Partners LLC | 10% Owner | Other | 9.9K | $6.49M | Jul 2, 2026 |
Shareholders
60.5%
Institutional
(309)
4.5%
Insiderⓘ
(17)
50.1%
5%+ Owners
(4)
-
Unattributed (incl. retail)ⓘ
Institutional60.5%
Insider4.5%
5%+ Beneficial50.1%
Top Shareholders
| Name | Shares | % | Source |
|---|---|---|---|
Allan V. Apple, not individually but solely in capacity as trustee · joint filing· may incl. warrants· filed Jun 2026 | 2.1M | 20.4% | 13D |
Jill Foss Watson · joint filing· may incl. warrants· filed Jun 2026 | 1.5M | 15.0% | 13D |
Prescott General Partners LLC · net of 13F· joint filing· may incl. warrants· reaffirmed 13F Aug 2026 | 1.4M | 14.1% | 13D |
John P. Neary, not individually but solely as a co-trustee of the Marital Trust U/A Donald A. Foss Trust January 16, 1981 · may incl. warrants· filed May 2026 | 710.3K | 7.0% | 13G |
BlackRock, Inc. | 642.1K | 6.3% | 13F |
Boston Partners | 573.6K | 5.7% | 13F |
Ruane, Cunniff & Goldfarb L.P. · also on 13F· may incl. warrants· filed Feb 2026 | 536.1K | 5.3% | 13G |
GOBI CAPITAL LLC | 358.1K | 3.5% | 13F |
BECK MACK & OLIVER LLC | 306.0K | 3.0% | 13F |
WELLINGTON MANAGEMENT GROUP LLP | 260.1K | 2.6% | 13F |
Sources: 13F, Form 4, 13D/13GO/S: 10.1M · as of 22 Oct 2026 · SEC cover page
Insiders & Institutional Holders
Insiders
- TRYFOROS THOMAS NDirector
- Watson Jill Foss10% Owner
- Prescott General Partners LLC10% Owner
- Elliott Nicholas JChief Transformation Officer
- KERBER ERIN JChief Legal Officer
- LUM JONATHANChief Operating Officer
- Martin Jay DChief Financial Officer
- Hegde VinayakDirector
- VASSALLUZZO SCOTT JDirector, 10% Owner
- SMITH ARTHUR LChief Analytics Officer
About
Credit Acceptance Corporation provides financing programs, and related products and services to independent and franchised automobile dealers in the United States.
The company advances money to dealers in exchange for the right to service the underlying consumer loans; and buys the consumer loans from the dealers and keeps various amounts collected from the consumers.
It is also involved in the business of reinsuring coverage under vehicle service contracts sold to consumers by dealers on vehicles financed by the company.
The company was founded in 1972 and is headquartered in Southfield, Michigan.
Key Metrics
Market Cap$5.37B
Enterprise Value--
P/E Ratio14.93
Est. Net Cash/Share--
Institutional Ownership60.54%
based on 10.14M shares outstanding
SectorFinancial Services
IndustryFinancial - Credit Services
ExchangeNASDAQ
Country
US
USIPO DateJun 5, 1992
Shares Outstanding10.14M
Authorized Shares
Float6.20M
52-Week Range
$401.90$668.86
$529.56(48th percentile)
Volume
Average Daily Volume123.07K
149.83K today vs 123.07K avg(+22%)
30d Avg
123.07K
60d Avg
122.72K
90d Avg
117.74K
Earnings
Dividend History
No dividend history available
Compliance Status
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