FB Bancorp, Inc. /MD/ (FBLA) AI Stock Summary
Near highs, high P/E, weakening earnings
Updated
Snapshot
FB Bancorp is a small Louisiana savings bank holding company. FY 2025 revenue fell 19% to $69.6M and net income dropped to $1.3M, down sharply from prior years. Six-month 2026 net income was just $49,000 versus $1.584M a year earlier, and equity fell 9.74% as the company spent $27.6M buying back its own stock. The stock trades near its 52-week high at a P/E of 64.
What's Happening Right Now
- Tue 1st Sep '26 · Board change: Director Dr. Stephen W. Hales retired effective July 29, 2026, with fellow director Mark Romig taking over as Chair of the Nominating/Governance Committee.
- Thu 13th Aug '26 · Earnings: FB Bancorp posted a Q2 2026 net loss of $70,000 as a mortgage-banking segment sale weighed on results, with net interest margin narrowing to 4.20% and expenses up 15.73% from severance and new branches.
- Mon 22nd Jun '26 · Executive exit: Chief Operating Officer Randall L. Baker separated from Fidelity Bank effective June 16, 2026, with severance benefits under the bank's executive severance plan.
- Fri 12th Jun '26 · Buyback: On June 12, 2026, FB Bancorp authorized a third buyback program for up to 1,606,837 shares, about 10% of shares outstanding, following two prior programs that already repurchased 3.77 million shares.
Ownership
Institutions hold 48.7%, insiders hold 5.6%.
Bottom Line
FB Bancorp's earnings have weakened noticeably: profit fell from $1.584M to just $49,000 over the first half of 2026, margins compressed, and a mortgage-banking segment sale is still generating losses. Despite that, the stock sits at its 52-week high and carries a P/E over 60, a rich price for a bank whose core profitability has thinned out. Aggressive buybacks and a recent executive departure add to a mixed picture. A reader would want to understand why the market is pricing this so richly given the recent earnings decline.