REGO PAYMENT ARCHITECTURES, INC. (RPMT) AI Dilution Summary

Cash was $95,014 at the 2026-06-30 balance-sheet date, against estimated monthly burn of $376,949. Dilution is driven primarily by the $14,981,250 4.0% Secured Convertible Notes, convertible by holders into Series C preferred at $90.00 per Series C share, each Series C share currently convertible into 100 common shares at $0.90, subject to full ratchet anti-dilution adjustment for one year and weighted average anti-dilution thereafter; 16,645,833 common shares are issuable.