Upstart Holdings, Inc. (UPST)
Sector: Finance Services
Industry: Financial - Credit Services
Upstart Holdings, Inc.
NASDAQ:UPSTFinancial Services · Financial - Credit Services
-1.13%$21.89
CLOSED · Nov 6Prev close$22.14-1.13%Close$21.89-0.51%AH close$21.78
AH$21.78-0.51%vs close
Mkt Cap$2.17B
Float79.54M
O/S98.91M
VOL4.58M sh
$ Vol$100.89M
RVOL0.96×
Inst Own59.6%
SI33.8%
Dilution
Historical Data
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| Nov 6, 2026 | 22.09 | 22.93 | 21.55 | 21.89 | 4,584,440 |
| Nov 5, 2026 | 23.25 | 23.50 | 21.21 | 22.14 | 6,805,579 |
| Nov 4, 2026 | 21.59 | 23.83 | 21.55 | 23.38 | 7,827,744 |
| Nov 3, 2026 | 21.54 | 21.86 | 20.59 | 21.37 | 9,373,471 |
| Nov 2, 2026 | 23.39 | 23.50 | 20.96 | 21.31 | 12,312,100 |
| Oct 30, 2026 | 24.16 | 24.38 | 22.68 | 23.02 | 4,282,290 |
| Oct 29, 2026 | 23.82 | 24.90 | 23.78 | 24.84 | 3,165,168 |
| Oct 28, 2026 | 23.84 | 24.20 | 23.59 | 24.14 | 3,767,948 |
| Oct 27, 2026 | 23.77 | 24.05 | 23.24 | 23.71 | 3,563,630 |
| Oct 26, 2026 | 23.63 | 23.71 | 22.89 | 23.00 | 3,181,375 |
| Oct 23, 2026 | 23.52 | 23.80 | 23.02 | 23.78 | 3,053,117 |
| Oct 22, 2026 | 23.42 | 24.35 | 23.41 | 23.85 | 3,080,086 |
| Oct 21, 2026 | 23.90 | 24.23 | 23.36 | 23.66 | 2,604,498 |
| Oct 20, 2026 | 23.23 | 24.35 | 23.05 | 23.65 | 3,537,712 |
| Oct 19, 2026 | 23.42 | 23.53 | 22.95 | 23.25 | 3,052,452 |
| Oct 16, 2026 | 24.75 | 24.95 | 23.25 | 23.56 | 4,278,812 |
| Oct 15, 2026 | 22.33 | 24.75 | 22.26 | 24.75 | 6,183,544 |
| Oct 14, 2026 | 23.15 | 23.35 | 22.21 | 22.74 | 5,021,524 |
| Oct 13, 2026 | 23.40 | 23.95 | 23.30 | 23.83 | 3,126,566 |
| Oct 12, 2026 | 24.00 | 24.24 | 23.66 | 23.75 | 2,740,839 |
Analyst Coverage
Analyst Coverage
ConsensusBuy
Price Target
Not availableRatings Distribution
BUY10
HOLD10
SELL2
TOTAL22
Insider Trades
| Insider | Title | Type | Shares | Value | Date |
|---|---|---|---|---|---|
 Gu Paul | Chief Executive Officer | Purchase | 50.0K | $1.28M | Sep 10, 2026 |
 Datta Sanjay | President, Capital& Enterprise | Option Exercise | 300.0K | $405.0K | Sep 8, 2026 |
| Datta Sanjay | President, Capital& Enterprise | Sale | 116.0K | $3.17M | Sep 8, 2026 |
| Datta Sanjay | President, Capital& Enterprise | Option Exercise | 300.0K | -- | Sep 8, 2026 |
 Mirgorodskaya Natalia | See Remarks | Sale | 913 | $27.4K | Aug 25, 2026 |
| Mirgorodskaya Natalia | See Remarks | Sale | 586 | $16.5K | Aug 20, 2026 |
Shareholders
59.6%
Institutional
(360)
2.0%
Insiderⓘ
(13)
26.8%
5%+ Owners
(4)
11.6%
Unattributed (incl. retail)ⓘ
Institutional59.6%
Insider2.0%
5%+ Beneficial26.8%
Unattributed (incl. retail)11.6%
Top Shareholders
| Name | Shares | % | Source |
|---|---|---|---|
Dave Girouard · may incl. warrants· reaffirmed Form 4 Sep 2025 | 12.8M | 13.0% | 13G |
BlackRock, Inc. | 7.9M | 8.0% | 13F |
BlackRock, Inc. · also on 13F· may incl. warrants· filed Jan 2024 | 5.5M | 5.6% | 13G |
D. E. Shaw & Co., L.P. · may incl. warrants· filed Feb 2025 | 4.6M | 4.6% | 13G |
G1 Execution Services, LLC · may incl. warrants· filed Feb 2026 | 4.6M | 4.6% | 13G |
Citadel Securities GP LLC · may incl. warrants· reaffirmed 13F Sep 2026 | 4.5M | 4.6% | 13G |
VANGUARD PORTFOLIO MANAGEMENT LLC | 3.7M | 3.8% | 13F |
VANGUARD CAPITAL MANAGEMENT LLC | 3.7M | 3.7% | 13F |
MORGAN STANLEY | 2.4M | 2.4% | 13F |
GOLDMAN SACHS GROUP INC | 2.4M | 2.4% | 13F |
Sources: 13F, Form 4, 13D/13GO/S: 98.9M · as of 27 Oct 2026 · SEC cover page
Insiders & Institutional Holders
Insiders
- Gu PaulChief Executive Officer
- Datta SanjayPresident, Capital& Enterprise
- Mirgorodskaya NataliaSee Remarks
- Darling ScottChief Legal Officer
- Blankmeyer AndreaChief Financial Officer
- Hentges MaryDirector
- Bernard Peter JDirector
- O'Kelly CiaranDirector
- Wennes Timothy HDirector
- Cooper Kerry WhortonDirector
About
Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States.
The company operates through three segments: Personal Lending, Auto Lending, and Other.
Its platform includes unsecured personal loans, small dollar loans, auto refinance, auto retail loans, and auto secured personal loan, and home equity lines of credit. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California.
Key Metrics
Market Cap$2.17B
Enterprise Value--
P/E Ratio--
Est. Net Cash/Share--
Institutional Ownership59.56%
based on 98.91M shares outstanding
SectorFinancial Services
IndustryFinancial - Credit Services
ExchangeNASDAQ
Country
US
USIPO DateDec 16, 2020
Shares Outstanding98.91M
Authorized Shares
Float79.54M
52-Week Range
$20.59$52.10
$21.89(4th percentile)
Volume
Average Daily Volume4.78M
4.58M today vs 4.78M avg(-4%)
30d Avg
4.78M
60d Avg
4.58M
90d Avg
4.45M
Earnings
Dividend History
No dividend history available
Compliance Status
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