Marqeta Research Reveals Consumer and SMB Credit Behavior Has Evolved Beyond Traditional Models, Creating New Opportunity for Providers
Marqeta released its 2026 State of Credit Report, based on surveys of 4,000 consumers and 1,000 SMBs in the US and UK. The report highlights that traditional credit models are failing to retain customers, with 66% of consumers owning multiple credit cards and 85% considering multiple factors before transactions.
Key figures
- Smb survey size
- 1000
- Countries certified
- 40
- Consumer survey size
- 4000
- Annual payments volume 2025
- $400 billion
AI analysis
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