Redfin Reports the Typical Homebuyer’s Down Payment Falls to $64,000 As Americans Hold Onto Cash
Redfin, a subsidiary of Rocket Companies, reported that the typical U.S. homebuyer down payment fell to $64,000 in March 2026, a 1.5% decline year-over-year. In percentage terms, the typical down payment dropped to 15% of the purchase price, down from 16.1% a year earlier, as buyers preserve cash amid high monthly housing costs and economic uncertainty.
Key figures
- Typical down payment pct
- 15%
- Typical down payment usd
- 64000
- Down payment yoy change pct
- 16.1% to 15%
- Down payment yoy change usd
- -1.5%
AI analysis
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