Commercial property rates post sharpest decline in a decade, Willis report finds
WTW's Willis unit released its fall 2026 Insurance Marketplace Realities report, finding commercial property rates posted their sharpest decline in a decade as insurer competition intensified. Large and complex property rates fell 14.5% on average in Q2 2026 versus 8.4% a year earlier, with shared and layered programs down 23.41%, while global insured catastrophe losses reached $107 billion in 2025.
Key figures
- Cyber rate band
- -5% to +5%
- Global cat losses 2025
- $107 billion
- Property rate decline q2 2025
- -8.4%
- Property rate decline q2 2026
- -14.5%
- Shared layered program decline
- -23.41%
- Shared layered program decline 2025
- -14.57%
AI analysis
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