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Achieve boosts HELOC loan limit to $700,000 with APRs as low as 5.5%

$ACHVPress releaseJun 3, 2026, 5:40 PM ETRead the release

Achieve has increased the maximum loan amount for its fixed-rate HELOC to $700,000, up from $500,000 in April, while lowering the best available APR to 5.5% for qualified borrowers. The update includes relaxed underwriting thresholds, raising the maximum combined loan-to-value ratio to 90% and debt-to-income ratio to 50%, aimed at expanding access to home equity.

Key figures

Max dti
50%
Min apr
5.5%
Max cltv
90%
Max loan limit
700000
Min credit score
600
States available
31

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