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AI Arms Race Is Radically Reshaping the Fraud Threat in EMEA, FICO Research Finds

$FICOPress releaseOct 5, 2026, 4:00 AM ETRead the release

FICO published new research from a survey of 202 senior fraud, risk and technology professionals showing rising fraud complexity and AI-enabled threats across EMEA financial institutions. Key findings: 36% of EMEA institutions report fraud attempts up more than 25% over the past 24 months, 52% cite fraud complexity as their top challenge, and 86% view a unified enterprise-wide fraud strategy as essential.

Key figures

Survey respondents
202
Consortium institutions
10000
Vendor model influence share
46%
Emea loss growth over 25pct share
28%
Emea ai integration challenge share
48%
Emea complexity top challenge share
52%
Emea unified strategy essential share
86%
Emea false positives above 15pct share
51%
Emea fraud attempt rise over 25pct share
36%

AI analysis

The rest of the AI analysis, red flags and sentiment are part of Signal8 Pro.

AI-generated analysis of a public disclosure. Not investment advice; verify against the original document.