PennyMac Financial Services, Inc. Live with VantageScore 4.0 Across All Three Production Channels
Pennymac completed deployment of VantageScore 4.0 across its entire production platform, spanning consumer direct, broker direct, and correspondent channels. The rollout follows April 2026 FHFA and HUD actions opening conventional and FHA markets to credit score competition, with the new model using trended data over up to 24 months of credit history.
Key figures
- Credit data lookback months
- 24
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