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Confident but Cautious: TD Survey Finds Small Business Owners Optimistic About the Future, Yet Many Still Lack a Financial Safety Net

$TDPress releaseApr 28, 2026, 9:00 AM ETRead the release

TD Bank released its second annual Financial Preparedness Survey, highlighting a gap where 94% of small business owners feel prepared financially, yet only 24% have more than six months of emergency savings. The survey indicates strong future demand for credit, with 93% of owners likely to consider a loan or line of credit in the next 12 to 18 months.

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