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UWM Eliminates Credit Score Guesswork, Defaults to Best Score for Every Borrower

$UWMCPress releaseOct 6, 2026, 2:12 PM ETRead the release

UWM announced an enhancement that automatically pulls both FICO Scores and VantageScore 4.0 on all credit pulls and defaults to the strongest qualifying score for each borrower. The company says this delivers lower payments, cheaper mortgage insurance and reduced fees, with early research suggesting many borrowers could save thousands.

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