FB Financial Corporation Reports Third Quarter 2026 Financial Results
FB Financial reported Q3 2026 net income of $60.2 million, or $1.20 per diluted share, up sharply from $0.43 a year ago, with adjusted EPS of $1.21. Balance sheet growth was strong: loans HFI rose to $13.18 billion (9.68% annualized growth) and deposits reached $14.67 billion (8.82% annualized), while provisions fell to just $1.4 million and net charge-offs were 0.04%. The quarter also featured a $125.0 million subordinated debt issuance at 180bps over the five-year Treasury and $29.3 million of share repurchases (545,214 shares).
Key figures
- Eps
- 1.2
- Revenue
- $174.486 million
- Nim
- 3.83%
- Roaa
- 1.43%
- Roatce
- 15.2%
- Loans hfi
- 13179564000
- Cet1 ratio
- 11.0%
- Net income
- 60202000
- Adjusted eps
- 1.21
- Total deposits
- 14665996000
- Buyback dollars
- $29.3 million
- Efficiency ratio
- 55.0%
- Sub debt issuance
- $125.0 million
- Shares repurchased
- 545214
- Adjusted net income
- 60937000
- Net charge offs ratio
- 0.04%
- Annualized loan growth
- 9.68%
- Annualized deposit growth
- 8.82%
- Nonperforming loans ratio
- 1.18%
- Provisions for credit losses
- 1424000
- Tangible book value per share
- 31.5
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