Q2 Releases New Fraud Intelligence Report on Account Takeover Signals
Q2 Holdings released The Fraud Intelligence Report: Account Takeover Signals, analyzing anonymized fraud data from 199 U.S. financial institutions (109 banks, 90 credit unions) gathered from early June through early August 2026. Key findings: credential phishing accounts for 55.2% of detected account takeover signals, mule account activity runs at twice the rate in credit unions versus banks, and Dual Approval Bypass fraud amounts show a median over 13x other fraud types.
Key figures
- Report window
- early June through early August 2026
- Banks analyzed
- 109
- Ato losses 2025 usd
- $15 billion
- Institutions analyzed
- 199
- Credit unions analyzed
- 90
- Dual approval bypass median multiple
- 13x
- Credential phishing share of ato signals
- 55.2%
AI analysis
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