Equity Bancshares, Inc. Third Quarter Results Highlighted by Organic Loan Growth and Announced Merger with Lincoln Bancorp
Equity Bancshares reported Q3 2026 net income of $26.8 million ($1.29 diluted EPS) and core EPS of $1.40, with net interest income of $72.8 million up 16.6% year-over-year. Organic loan growth was the headline driver: loans hit $5.4 billion with legacy-market growth at an 11.9% annualized rate, and loan production of $379.3 million rose 20.3% quarter over quarter. The board raised the quarterly dividend 22% to $0.22 per share, and the company has repurchased 711,369 shares year to date at a weighted average $44.84 under a re-established 1,000,000-share authorization.
Key figures
- Eps
- 1.29
- Revenue
- 0
- Guidance
- Q4 NIM expected 4.25-4.35%; non-interest income $10.0-$11.0M; non-interest expense $47.0-$48.0M, both exclusive of Lincoln impact
- Roe
- 12.7%
- Cet1
- 12.15%
- Loans
- $5.4 billion
- Roatce
- 16.1%
- Core eps
- 1.4
- Dividend
- $0.22 per share (22% increase)
- Net income
- $26.8 million
- Total assets
- $7.6 billion
- Total deposits
- $6.2 billion
- Core net income
- $29.1 million
- Loan production
- $379.3 million
- Efficiency ratio
- 54.0%
- Buyback avg price
- $44.84
- Buyback ytd shares
- 711369
- Net interest income
- $72.8 million
- Net interest margin
- 4.20%
- Nonperforming assets
- $75.4 million (0.99% of assets)
- Tangible book value per share
- $32.93
- Organic loan growth annualized
- 11.9%
AI analysis
The rest of the AI analysis, red flags and sentiment are part of Signal8 Pro.
AI-generated analysis of a public disclosure. Not investment advice; verify against the original document.