LCNB Corp. Reports Financial Results for the Three and Nine months Ended September 30, 2026
LCNB Corp. reported Q3 2026 net income of $7.3 million, up 5.4% year-over-year, or $0.51 per diluted share, with an ROAA of 1.29%. Net interest margin expanded 35 basis points YoY to 3.92%, and tangible book value per share rose 7.2% to $13.02; the company also completed its first $25 million subordinated debt offering during the quarter.
Key figures
- Eps
- 0.51
- Revenue
- 0
- Roaa
- 1.29%
- Net loans
- $1.70 billion
- Provision q3
- $453,000
- Total assets
- $2.28 billion
- Q3 net income
- $7.3 million
- Nim prior year
- 3.57%
- Nine month eps
- 1.35
- Total deposits
- $1.88 billion
- Efficiency ratio
- 62.21%
- Q3 net income yoy
- 5.4%
- Sub debt offering
- $25 million
- Net charge offs q3
- $727,000
- Q3 2025 net income
- $6.9 million
- Nonperforming loans
- $4.1 million
- Fiduciary income yoy
- 12.7%
- Nine month net income
- $19.2 million
- Q3 dividend per share
- $0.22
- Net interest income q3
- $19.7 million
- Net interest margin q3
- 3.92%
- Non interest income q3
- $5.3 million
- Assets under management
- $4.24 billion
- Non interest expense q3
- $15.6 million
- Tangible book value yoy
- 7.2%
- Nonperforming loans ratio
- 0.24%
- Fiduciary income nine months
- $7.9 million
- Tangible book value per share
- $13.02
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