Regions Reports Earnings of $611 Million and EPS of $0.71 in 3Q 2026
Regions Financial reported 3Q26 earnings of $611 million ($0.71 diluted EPS), with adjusted EPS of $0.73, up 11% and 16% respectively versus 3Q25. Total revenue was $1.97 billion, with net interest margin at 3.68%, a record quarter in capital markets income (up 27% QoQ), and another record in Treasury Management income. Credit quality improved as net charge-offs fell 13 bps QoQ to 29 bps, NPLs declined to 0.59% of loans, and the CET1 ratio was an estimated 10.8%.
Key figures
- Eps
- 0.71
- Revenue
- 1973000000
- Nim
- 3.68%
- Rotce
- 21%
- Buyback
- $95 million (3 million shares)
- Eps yoy
- 16%
- Acl ratio
- 1.61%
- Npl ratio
- 0.59%
- Cet1 ratio
- 10.8%
- Net income
- 631000000
- Adjusted eps
- 0.73
- Total assets
- $163 billion
- Average loans
- 99183000000
- Adjusted rotce
- 22%
- Net income yoy
- 11%
- Average deposits
- 129140000000
- Efficiency ratio
- 56.2%
- Dividends declared
- $255 million
- Adjusted net income
- 622000000
- Available liquidity
- approximately $64 billion
- Net charge offs ratio
- 0.29%
- Net income available to common
- 611000000
AI analysis
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