Citizens Financial Corp. Reports Nearly 40% Increase in Year-to-Date Earnings to $10.6 Million and Announces Stock Repurchase Plan
Citizens Financial Corp. reported Q3 2026 net income of $3.6 million, up 37.4% year-over-year, and nine-month net income of $10.6 million, up 39.4% from the prior year. Net interest margin expanded to 4.44% YTD from 4.05%, while total assets grew 14.1% to $782.2 million with deposits up 12.1% to $675.7 million. The Board also authorized a share repurchase program, which management said reflects confidence in the company's financial strength, though the program carries no specific share-count obligation.
Key figures
- Eps
- 5.9
- Roe
- 21.37%
- Roaa
- 1.89%
- Deposits
- 675688000
- Total assets
- 782177000
- Q3 net income
- 3596000
- Q3 eps class a
- 2.1
- Ytd net income
- 10620000
- Ytd eps class a
- 6.2
- Net loans leases
- 618907000
- Q3 net income yoy
- 37.4%
- Ytd net income yoy
- 39.4%
- Net interest margin
- 4.44%
- Shareholders equity
- 69871000
- Nonperforming assets
- 3410000
AI analysis
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