ServisFirst Bancshares, Inc. Announces Results for Third Quarter of 2026
ServisFirst Bancshares reported Q3 2026 diluted EPS of $0.80, up 33% from $0.60 a year ago and up 23% versus adjusted prior-year EPS, on net income of $87.3 million. Net interest margin held at 3.63%, up 54 basis points year-over-year excluding a prior-quarter loan recovery, while ending loans grew $1.43 billion (11%) YoY and noninterest-bearing deposits rose 12%. Credit trends remain benign with nonperforming assets flat at 0.96% of assets, though net charge-offs ticked up to 0.21% annualized and the provision rose to $14.9 million from $9.3 million a year ago.
Key figures
- Eps
- 0.8
- Revenue
- 0
- Nim
- 3.63%
- Roa
- 1.89%
- Roe
- 17.26%
- Bvps yoy
- 14%
- Npa ratio
- 0.96%
- Cet1 ratio
- 11.98%
- Net income
- 87308000
- Stock split
- two-for-one completed during the quarter
- Total loans
- 14737303000
- Total assets
- 18319690000
- Net income yoy
- 33.2%
- Nim yoy change
- +54 bps vs Q3 2025
- Total deposits
- 14087378000
- Loan growth yoy
- $1.43 billion (+10.7% ending, +11% per highlights)
- Charge off ratio
- 0.21% annualized
- Efficiency ratio
- 30.20%
- Noninterest income
- 13112000
- Net interest income
- 159814000
- Book value per share
- 18.63
- Efficiency ratio prior year
- 35.22%
- Provision for credit losses
- 15245000
- Buyback authorization shares
- 2000000
- Noninterest bearing deposit growth yoy
- 12%
AI analysis
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