HOME BANCORP, INC. ANNOUNCES 2026 THIRD QUARTER RESULTS AND DECLARES QUARTERLY DIVIDEND
Home Bancorp reported Q3 2026 net income of $10.1 million, or $1.28 diluted EPS, down from $11.6 million and $1.48 in the prior quarter. Credit quality deteriorated: nonperforming assets jumped 37% to $53.7 million (1.49% of assets), driven by six loan relationships totaling $19.5 million moved to nonaccrual, though management does not anticipate sizable losses.
Key figures
- Eps
- 1.28
- Revenue
- 0
- Nim
- 4.19%
- Npa ratio
- 1.49%
- Provision
- 1019000
- Net income
- 10097000
- Total loans
- 2774864000
- Npa growth qoq
- 37%
- Total deposits
- 3053500000
- Allowance ratio
- 1.24%
- Nonaccrual added
- 19500000
- Nonaccrual loans
- 41886000
- Nim prior quarter
- 4.24%
- Dividend per share
- 0.32
- Net interest income
- 35900000
- Book value per share
- 57.55
- Nonperforming assets
- 53700000
- Tier1 leverage ratio
- 12.33%
- Prior quarter net income
- 11615000
- Prior quarter diluted eps
- 1.48
- Tangible book value per share
- 46.97
- Total risk based capital ratio
- 16.09%
AI analysis
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