Commerce Bancshares, Inc. Reports Third Quarter Earnings Per Share of $1.08
Commerce Bancshares reported Q3 2026 EPS of $1.08, up 7% from $1.01 a year ago, on net income of $155.0 million versus $141.5 million in the prior-year quarter. Fee momentum was the standout: trust fees grew 25.7% YoY and bank card fees 8.0%, while net yield on earning assets expanded to 3.71% excluding prior-quarter TIPS inflation income. Loan growth ran above a 7% annualized pace, aided by the FineMark acquisition that added $2.7 billion of loans on January 1, 2026.
Key figures
- Eps
- 1.08
- Revenue
- 494343000
- Roaa
- 1.79%
- Roae
- 14.17%
- Net income
- 155000000
- Total assets
- $34.8 billion
- Average loans
- $20.7 billion
- Net yield fte
- 3.71%
- Nine month eps
- 3.14
- Allowance ratio
- 0.93%
- Chargeoff ratio
- 0.20%
- Average deposits
- $27.2 billion
- Efficiency ratio
- 56.69%
- Buyback avg price
- 58.84
- Shares repurchased
- 1900000
- Net interest income
- 308900000
- Non interest income
- 185500000
- Net income yoy prior
- 141500000
- Trust fee growth yoy
- 25.7%
AI analysis
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