ES Bancshares, Inc. Announces Third Quarter 2026 Results; Tenth Consecutive Quarter of Growth in Our Book Value Per Share
ES Bancshares reported 3Q26 net income of $1.0 million, or $0.14 per diluted share, up from $882 thousand and $0.13 in 2Q26. Net interest margin expanded 11 basis points to 3.21% on lower borrowing costs, while book value per share rose to $7.78 — the tenth consecutive quarterly increase. Balance-sheet contraction continued by design: total assets fell 3.3% year-to-date to $596.1 million as the bank shed borrowed funds and brokered deposits.
Key figures
- Eps
- 0.14
- Revenue
- 5183000
- Nim
- 3.21%
- Roaa
- 0.65%
- Npa ratio
- 0.83%
- Net income
- 1004000
- Total assets
- 596100000
- Loans receivable
- 518200000
- Net interest income
- 4814000
- Book value per share
- 7.78
- Tier1 leverage ratio
- 10.35%
- Tangible book value per share
- 7.69
AI analysis
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