Capital City Bank Group, Inc. Reports Third Quarter 2026 Results
Capital City Bank Group reported Q3 2026 net income of $16.9 million, or $0.99 per diluted share, up from $16.3 million in Q2 and $16.0 million a year ago. Net interest margin expanded 7 basis points to 4.42%, and credit quality improved with nonperforming assets falling $3.7 million to $9.7 million and a small provision benefit for credit losses. Noninterest income declined 5.9% sequentially on lower mortgage banking revenues and deposit fees, while loans and deposits both slipped modestly, largely on seasonal public-fund outflows.
Key figures
- Eps
- 0.99
- Revenue Yoy
- 0
- Cet1 ratio
- 20.43%
- Net income
- $16.9 million
- Nim change qoq
- +7 bps
- Return on assets
- 1.53%
- Return on equity
- 11.67%
- Noninterest income
- $19.4 million
- Net interest margin
- 4.42%
- Noninterest expense
- $42.3 million
- Nonperforming assets
- $9.7 million
- Allowance coverage ratio
- 1.22%
- Total risk based capital ratio
- 22.99%
- Net interest income tax equivalent
- $45.1 million
- Tangible book value per diluted share
- $28.26
AI analysis
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