AMERISERV FINANCIAL REPORTS INCREASED EARNINGS FOR THE THIRD QUARTER AND FIRST NINE MONTHS OF 2026 AND ANNOUNCES QUARTERLY COMMON STOCK CASH DIVIDEND
AmeriServ Financial reported record third-quarter 2026 net income of $3.1 million, or $0.18 per diluted share, up 21.9% from $2.5 million, or $0.15, a year earlier. Nine-month EPS rose 80% to $0.45 as net interest margin expanded 21 basis points and the company recorded an $80,000 provision recovery versus a $3.4 million provision a year ago. Management guided for favorable NIM trends to continue into Q4, and the board declared a $0.03 quarterly dividend, a 2.6% annualized yield at the $4.54 October 16 close.
Key figures
- Eps
- 0.18
- Revenue
- $3,100,000
- Guidance
- Management believes the favorable net interest margin performance in the first nine months of 2026 will continue into the fourth quarter
- Revenue Yoy
- 21.9%
- Roaa q3
- 0.85%
- Npl ratio
- 0.77%
- Payout ratio
- 20%
- Total assets
- $1.45 billion
- Q3 net income
- 3100000
- Nine month eps
- 0.45
- Q3 eps prior year
- 0.15
- Allowance coverage
- 169%
- Dividend per share
- 0.03
- Nim yoy change bps
- 14
- Efficiency ratio q3
- 75.78%
- Shareholders equity
- $122 million
- Book value per share
- 7.18
- Nine month net income
- 7632000
- Cre loan concentration
- 319%
- Net interest margin q3
- 3.41%
- Q3 net income prior year
- 2544000
- Dividend annualized yield
- 2.6%
- Nine month eps prior year
- 0.25
- Tangible book value per share
- 6.38
AI analysis
Red flags4 · Pro
The rest of the AI analysis, red flags and sentiment are part of Signal8 Pro.
AI-generated analysis of a public disclosure. Not investment advice; verify against the original document.