Nearly 2 in 5 Americans Expect to Rely on Credit to Manage Expenses as Inflation Hits 3.7%, NerdWallet’s Consumer Financial Resilience Index Finds
NerdWallet published its October 2026 Consumer Financial Resilience Index, with the composite score edging up to 61.6 from 61.5 in September. Nearly 4 in 10 Americans (38%) expect to rely on credit to manage some expenses, with parents of minors (54%), Gen Z (53%), and millennials (51%) most exposed as inflation hit 3.7% year over year.
Key figures
- Cpi yoy
- 3.7%
- Pct rely on credit
- 38%
- Index score october
- 61.6
- Pct feel in control
- 78%
- Recession expectation
- 65%
AI analysis
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AI-generated analysis of a public disclosure. Not investment advice; verify against the original document.