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Fold Launches Fold Reserve, Offering Consumers A Market Leading Rewards Program in the Financial Marketplace, Featuring Bill Pay Rewards

$FLDPress releaseOct 20, 2026, 9:00 AM ETRead the release

Fold Holdings launched Fold Reserve, a tiered rewards program offering up to 5% back in bitcoin on credit card spend and up to 3% on debit and bill-pay rewards, with tiers starting at a $5,000 balance and maximum benefits at $100,000. The launch introduces bill-pay rewards on rent, mortgage, utilities and other recurring bills, and makes zero-fee bitcoin trading and free withdrawals exclusive to Reserve members. Fold also removed the wait list on its credit card, which went generally available alongside the program.

Key figures

Max debit rewards
3%
Max bill pay rewards
3%
Max tier balance usd
100000
Base credit card rate
1.5% (no cap)
Max credit card rewards
5% back in bitcoin
Min reserve balance usd
5000

AI analysis

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AI-generated analysis of a public disclosure. Not investment advice; verify against the original document.