Hancock Whitney Reports Third Quarter 2026 EPS of $1.36
Hancock Whitney reported Q3 2026 net income of $110.1 million, or $1.36 per diluted share, down from $1.55 in Q2 and $1.49 a year ago, with results weighed down by $30.4 million of pretax acquisition charges tied to the OFB Bancshares deal closed August 1. Excluding acquisition items, adjusted EPS was $1.66, up 7% linked-quarter, with adjusted PPNR of $189.3 million (up 6%), NIM expanding 5bps to 3.61%, and the efficiency ratio improving to 54.46%. The OFB acquisition drove $2.0 billion in loan growth (loans to $26.5 billion) and $2.5 billion in deposit growth (deposits to $32.2 billion), but capital ratios fell with CET1 down 166bps to 11.53% and TCE down to 8.05%.
Key figures
- Eps
- 1.36
- Revenue
- $314.9 million (net interest income TE)
- Nim
- 3.61%
- Tce ratio
- 8.05%
- Cet1 ratio
- 11.53%
- Net income
- 110100000
- Total loans
- $26.5 billion
- Acl coverage
- 1.42%
- Adjusted eps
- 1.66
- Adjusted ppnr
- 189300000
- Total deposits
- $32.2 billion
- Net charge offs
- $10.2 million (0.16% annualized)
- Efficiency ratio
- 54.46%
- Nonaccrual loans
- 133300000
- Adjusted net income
- 134100000
- Acquisition charge pretax
- $30.4 million
- Provision for credit losses
- 16100000
AI analysis
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