Bank OZK Announces Third Quarter 2026 Earnings
Bank OZK reported Q3 2026 net income available to common stockholders of $164.3 million, down 9.0% year-over-year but up 0.6% sequentially. Diluted EPS came in at $1.50, a 5.7% YoY decline from $1.59 but up 0.7% from $1.49 in Q2 2026. Management highlighted an annualized return on average assets of 1.55%, net interest margin of 4.24%, efficiency ratio of 39.9%, and record levels of total assets, loans and deposits. The bank had $43.2 billion in total assets as of September 30, 2026 and will host its earnings call on October 21 at 7:30 a.m.
Key figures
- Eps
- 1.5
- Roe roaa
- 1.55% annualized return on average assets
- Total assets
- $43.2 billion
- Eps qoq change
- +0.7%
- Eps yoy change
- -5.7%
- Eps nine months
- 4.43
- Efficiency ratio
- 39.9%
- Net interest margin
- 4.24%
- Net income common q3
- $164.3 million
- Net income common qoq
- +0.6%
- Net income nine months
- $487.0 million
- Net income common q3 yoy
- -9.0%
- Net income nine months yoy
- -7.7%
AI analysis
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