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Metropolitan Bank Holding Corp. Reports Third Quarter 2026 Results

$MCBPress releaseOct 20, 2026, 4:05 PM ETRead the release

Metropolitan Bank Holding Corp. reported Q3 2026 net income of $32.4 million, or $2.58 per diluted share, versus $19.2 million ($1.54) last quarter and $7.1 million ($0.67) in Q3 2025. Net interest income rose 26.3% year-over-year to $97.6 million, with net interest margin expanding 48 basis points to 4.36% on lower funding costs and higher loan and securities yields. Loans grew to $7.5 billion and deposits to $8.3 billion, while the non-performing loan ratio was 0.95%.

Key figures

Eps
2.58
Revenue
100563000
Nim
4.36%
Npl ratio
0.95%
Net income
32437000
Total loans
7500000000
Roe annualized
13.1%
Total deposits
8300000000
Rotce annualized
13.2%
Net interest income
97609000
Allowance for credit losses
64200000
Quarterly dividend per share
0.4
Nim change linked quarter bps
28
Total risk based capital ratio company
13.9%

AI analysis

Red flags3 · Pro

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AI-generated analysis of a public disclosure. Not investment advice; verify against the original document.

    MCB: Metropolitan Bank Holding Corp. Reports Third Quarter 2026 Results — AI Analysis | Signal8