Chubb Reports Third Quarter Per Share Net Income and Record Core Operating Income of $7.30 and $7.66, Respectively, Up 4.4% and 0.8%; Consolidated Net Premiums Written of $15.1 Billion, Up 1.9%, with P&C and Life Insurance Up 1.9% and 1.4%; P&C Combined Ratio of 84.1%; Record Year-to-Date Per Share Net Income and Core Operating Income of $20.46 and $21.94, Up 16.2% and 24.5%, Respectively; Annualized Return on Equity (ROE) of 14.5% and Core Operating ROE of 14.6%

Key figures

Eps

$7.30 net income per share; $7.66 core operating income per share

Revenue

$15.1 billion net premiums written (consolidated, Q3)

Revenue Yoy

1.9%

Rote q3

21.6%

Cat losses q3

$705 million pre-tax vs $285 million prior year

Net income q3

$2.84 billion, up 1.5%

Ytd net income

$8.02 billion, up 12.9%

Annualized roe q3

15.3%

Capital returned q3

$1.57 billion

Book value per share

$191.43

Core operating roe q3

14.9%

P c combined ratio q3

84.1%

Operating cash flow q3

$6.07 billion (record)

Usv sale realized gain

$460 million expected on $740 million USI investment

Core operating income q3

$2.98 billion, down 2.2%

Net investment income q3

$1.79 billion, up 8.6% (record)

Ytd core operating income

$8.60 billion, up 21.0%

P c underwriting income q3

$2.06 billion

P c combined ratio prior year

81.8%

Tangible book value per share ex aoci

$150.70, up 15.4% from Dec 31, 2025