BankUnited, Inc. Reports 3Q 2026 Net Income of $72 million, $1.01 Diluted EPS; Excluding Impact of Securities Sales, Net Income of $74 million, $1.03 Diluted EPS
BankUnited reported 3Q 2026 net income of $72 million ($1.01 diluted EPS), or $74 million ($1.03 adjusted EPS) excluding the impact of securities sales. Net interest margin expanded to 3.16%, up 10 bps from the prior quarter and 16 bps year-over-year and ahead of guidance, driven by improving deposit pricing and a stronger funding mix. Credit trends improved, with criticized and classified loans down 14% from a year ago and net charge-offs at a low 0.11%; the company also repurchased 2.1 million shares for $97.0 million during the quarter.
Key figures
- Eps
- 1.01
- Revenue
- 0
- Nim
- 3.16%
- Roa
- 0.82%
- Roe
- 9.6%
- Cet1
- 12.1%
- Ppnr
- $105.9 million
- Net income
- $72.2 million
- Total assets
- $34.6 billion
- Buyback value
- $97.0 million
- Buyback shares
- 2.1 million shares
- Nim change qoq
- up 10 bps
- Nim change yoy
- up 16 bps
- Securities sold
- approximately $1.0 billion
- Noninterest income
- $19.8 million
- Adjusted net income
- $73.9 million
- Noninterest expense
- $174.6 million
- Adjusted diluted eps
- 1.03
- Net charge offs ratio
- 0.11%
- Tangible book value per share
- $39.10
AI analysis
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