Enterprise Financial Services Corp Reports Third Quarter 2026 Results
EFSC reported Q3 2026 net income of $42.4 million, or $1.14 per diluted share, up from $1.09 in the linked quarter but down from $1.19 a year ago; adjusted diluted EPS was $1.17. Net interest income rose $5.9 million sequentially to $174.6 million with NIM stable at 4.30%, while loans grew $452.3 million to $12.3 billion and deposits rose $624.4 million to $15.1 billion. Credit costs are rising: the provision jumped to $18.1 million from $8.4 million a year ago and nonperforming assets climbed to 1.03% of total assets, driven by a $15.5 million CRE foreclosure and new agricultural and C&I nonaccruals.
Key figures
- Eps
- 1.14
- Nim
- 4.30%
- Ppnr
- 74600000
- Roaa
- 0.95%
- Roatce
- 10.74%
- Net income
- 42444000
- Total loans
- 12300000000
- Buyback amount
- $34.0 million
- Total deposits
- 15100000000
- Avg buyback price
- 64.74
- Shares repurchased
- 525767
- Net interest income
- 174600000
- Adjusted diluted eps
- 1.17
- Dividend per share q4
- 0.36
- Provision for credit losses
- 18100000
- Tangible book value per share
- 39.45
- Nonperforming assets to total assets
- 1.03%
AI analysis
The rest of the AI analysis, red flags and sentiment are part of Signal8 Pro.
AI-generated analysis of a public disclosure. Not investment advice; verify against the original document.