Texas Capital Bancshares, Inc. Announces Third Quarter 2026 Results
Texas Capital reported Q3 2026 net income available to common of $99.4 million, or $2.28 per diluted share, up from $1.83 sequentially but slightly below $100.9 million ($2.18) a year ago. Net interest income hit a record $275.0 million with NIM at 3.44% (up 16bps linked-quarter), and fee income rose 14% year-over-year; adjusted EPS was $2.35. Credit is the soft spot: the provision rose to $17.0 million with $14.5 million in net charge-offs, and criticized loans climbed to $782.4 million from $529.7 million a year earlier.
Key figures
- Eps
- 2.28
- Revenue
- $356.6M
- Cet1 ratio
- 12.2%
- Adjusted eps
- 2.35
- Fee income yoy
- +14%
- Nonaccrual lhi
- 122337000
- Net charge offs
- 14500000
- Criticized loans
- 782408000
- Q3 buyback value
- 103000000
- Net income common
- 99392000
- Q3 buyback shares
- 1051660
- Net interest income
- 274983000
- Net interest margin
- 3.44%
- Non interest income
- 81643000
- Total capital ratio
- 14.8%
- Provision credit losses
- 17000000
- Common dividend per share
- 0.2
- New buyback authorization
- 200000000
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