Huntington Bancshares Incorporated Reports 2026 Third-Quarter Earnings
Huntington Bancshares reported Q3 2026 EPS of $0.33, flat sequentially but down from $0.41 a year ago; adjusted EPS excluding Notable Items was $0.38. Net interest income rose 1% quarter-over-quarter to $2,069 million with NIM expanding 4 bps to 3.25%, while noninterest income fell 8% on weaker capital markets fees and equity valuation adjustments. Credit metrics ticked higher with the NCO ratio at 0.31% (vs 0.25% prior quarter) and NPA ratio at 0.90%; capital remained strong with a 10.1% CET1 ratio.
Key figures
- Eps
- 0.33
- Revenue
- 2791
- Guidance
- management expressed confidence it is on track to meet financial targets (no numeric guidance)
- Rotce
- 14.6%
- Nim fte
- 3.25%
- Acl ratio
- 1.75%
- Nco ratio
- 0.31%
- Npa ratio
- 0.90%
- Tce ratio
- 6.9%
- Cet1 ratio
- 10.1%
- Q3 buyback
- 100
- Ytd buyback
- 409
- Adjusted eps
- 0.38
- Average loans
- 188449
- Tbv per share
- 9.47
- Adjusted rotce
- 16.6%
- Average deposits
- 223816
- Effective tax rate
- 19.3%
- Noninterest income
- 722
- Net interest income
- 2069
AI analysis
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