Bread Financial Provides Performance Update for September 2026
Bread Financial reported September 2026 credit metrics, with end-of-period credit card and other loans of $18.85 billion and average loans up 6.4% year-over-year. Credit quality improved: the 30+ day delinquency rate fell to 5.57% from 6.04% a year earlier, while the September net principal loss rate was 5.99% (6.40% for the quarter).
Key figures
- Avg loan growth yoy pct
- 6.4%
- Average loans sept usd m
- 18740
- End of period loans usd m
- 18850
- Avg loan growth q3 yoy pct
- 5.7%
- Net principal losses q3 usd m
- 300
- Delinquency rate sept 2025 pct
- 6.04%
- Delinquency rate sept 2026 pct
- 5.57%
- Net principal loss rate q3 pct
- 6.40%
- Net principal losses sept usd m
- 92
- Net principal loss rate sept pct
- 5.99%
- Delinquencies 30plus principal usd m
- 923
- Delinquencies 30plus prior year usd m
- 963
AI analysis
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