United Bankshares, Inc. Announces Earnings for the Third Quarter of 2026
United Bankshares reported Q3 2026 net income of $128.7 million, or $0.94 per diluted share, up from $0.92 a year ago but down from $0.95 in Q2 2026. Net interest income hit a record $294.3 million, up 3% sequentially, with the net interest margin expanding to 3.86% on loan growth funded by deposits and higher-yielding securities purchases. Offsetting the NII strength, noninterest income fell 20% QoQ to $30.8 million and net charge-offs rose to $11.6 million, though credit ratios remain benign with NPLs at 0.43% of loans.
Key figures
- Eps
- 0.94
- Revenue
- $325.1 million
- Nim
- 3.86%
- Roa
- 1.50%
- Rotce
- 14.68%
- Npl ratio
- 0.43%
- Net income
- 128704000
- Q2 2026 eps
- 0.95
- Q3 2025 eps
- 0.92
- Total assets
- $34.2 billion
- Net charge offs
- 11600000
- Buyback q3 shares
- approximately 2.1 million shares at $46.84 average
- Noninterest income
- 30800000
- Net interest income
- 294300000
- Provision for credit losses
- 6200000
AI analysis
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