Cass Information Systems reports Third Quarter 2026 Results
Cass Information Systems reported Q3 2026 net income of $10.6 million and diluted EPS of $0.81, up 16.1% and 19.1% year-over-year respectively, with total revenues up 5.3%. Net interest margin expanded to 4.02% from 3.87%, transportation dollar volumes rose 14.5% on higher freight rates and fuel surcharges, and average deposits grew 7.8%. The board raised the quarterly dividend 6.3% to $0.34 per share.
Key figures
- Eps
- 0.81
- Revenue
- 52696000
- Guidance
- Loans expected flat at 12/31/26; 2027+ loan growth forecast 6-8%; higher operating expense growth into Q4 2026 and 2027 for AI and onboarding investments
- Revenue Yoy
- 5.3%
- Roe
- 17.46%
- Eps yoy
- 19.1%
- Net income
- 10574000
- Total assets
- $2.6 billion
- Net income yoy
- 16.1%
- Dividend per share
- 0.34
- Net interest margin
- 4.02%
- Nonperforming loans
- 1111000
- Annual disbursements
- $94 billion
- Avg deposits increase
- $79.2 million, or 7.8%
- Financial fees increase
- $1.2 million, or 11.8%
- Net interest income increase
- $1.9 million, or 8.9%
- Transportation dollar volume growth
- 14.5%
AI analysis
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