Commercial National Reports 55.2% Third Quarter Earnings Increase
Commercial National Financial (OTCQX: CNAF) reported Q3 2026 net income of $692,000, or $0.24 per share, up 55.2% from $446,000 ($0.16) a year earlier. Nine-month earnings rose 27.5% to $1,693,000 ($0.60 per share), and the quarter-end tax-equivalent net interest margin improved to 4.00%. The company also reauthorized a buyback of up to 114,680 shares (4% of outstanding), and has repurchased 52,550 shares since August 2025 at an average of $8.42.
Key figures
- Eps
- 0.24
- Total assets
- $393.78M
- Q3 net income
- 692000
- Leverage ratio
- 14.87%
- Nine month eps
- 0.6
- Total deposits
- $305.65M
- Q3 earnings yoy
- 55.2%
- Core deposit ratio
- 83.50%
- Net interest margin
- 4.00%
- Nine month net income
- 1693000
- Buyback pct outstanding
- 4%
- Nine month earnings yoy
- 27.5%
- Q3 net income prior year
- 446000
- Buyback shares authorized
- 114680
- Shares repurchased avg price
- $8.42
- Total risk based capital ratio
- 26.99%
- Tier one risk based capital ratio
- 26.67%
AI analysis
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