Juniata Valley Financial Corp. Announces Results for the Quarter Ended September 30, 2026 and Increased Quarterly Dividend
Juniata Valley Financial posted record Q3 2026 net income of $2.9 million, up 40.5% year-over-year, with EPS of $0.57 versus $0.41 a year ago. Net interest margin expanded 49 basis points to 3.53% on a fully tax-equivalent basis, driven by quality loan growth at market rates and repositioning out of underpriced securities. Credit quality remains strong, with nonperforming plus delinquent loans at just 0.1% of total loans. Nine-month net income rose 37.4% to $8.2 million, and annualized Q3 ROE reached 18.13%.
Key figures
- Eps
- 0.57
- Revenue
- 0
- Q3 nii yoy
- 20.9%
- Nim q3 2025
- 3.04%
- Nim q3 2026
- 3.53%
- Total loans
- 637342000
- Total assets
- 913127000
- Q3 net income
- 2889000
- Total deposits
- 813505000
- Q3 net income yoy
- 40.5%
- Roe q3 annualized
- 18.13%
- Dividend per share
- 0.2225
- Roaa q3 annualized
- 1.26%
- Nine month net income
- 8208000
- Q3 net interest income
- 7927000
- Nonperforming plus delinquent loans pct
- 0.1%
AI analysis
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