Community West Bancshares Reports Earnings Results for the Quarter Ended September 30, 2026, and Quarterly Dividend
Community West Bancshares reported Q3 2026 net income of $8.07 million, or $0.30 diluted EPS, down from $10.87 million and $0.57 a year ago, weighed down by $7.2 million of merger costs and a one-time $6.6 million legal settlement. On a comparable non-GAAP basis, net income was $17.8 million ($0.66 EPS), ahead of both the prior quarter and prior year, with the net interest margin expanding to 4.65% — its tenth consecutive quarterly increase — and deposit costs falling to 1.27%.
Key figures
- Eps
- 0.3
- Revenue
- $53.3 million net interest income before provision (quarter)
- Guidance
- expects a more normalized fourth quarter as merger-related expenses wind down
- Revenue Yoy
- 52.66% (net interest income increase YoY)
- Nim fte
- 4.65%
- Roaa gaap
- 0.65%
- Roae gaap
- 5.27%
- Roaa non gaap
- 1.41%
- Roae non gaap
- 11.61%
- Total deposits
- 4220482000
- Cost of deposits
- 1.27%
- Nonaccrual loans
- 38273000
- Merger expense q3
- 7167000
- Total gross loans
- 3562892000
- Dividend per share
- 0.12
- Net income q3 2025
- 10873000
- Net income q3 2026
- 8066000
- Non gaap comparable eps
- 0.66
- Legal settlement expense
- 6615000
- Non gaap comparable net income
- 17787000
AI analysis
Red flags3 · Pro
The rest of the AI analysis, red flags and sentiment are part of Signal8 Pro.
AI-generated analysis of a public disclosure. Not investment advice; verify against the original document.