Bar Harbor Bankshares Reports Third Quarter 2026 Results; Declares Dividend
Bar Harbor Bankshares posted Q3 2026 GAAP net income of $16.1 million, or $0.96 per diluted share, up from $0.54 a year ago, with core earnings of $1.04 per share. Net interest margin expanded to 3.77% from 3.61% sequentially as deposit costs fell, deposits grew 9% annualized to $3.9 billion, and wholesale borrowings were cut to $157.4 million from $281.2 million. The board declared a $0.34 per share dividend payable December 18, a 3.52% annualized yield on the $38.69 quarter-end price. Credit remained clean with a 0.03% annualized net charge-off ratio and a $167 thousand provision recapture.
Key figures
- Eps
- 0.96
- Net income
- 16089000
- Total loans
- 3613632000
- Total assets
- $4.7 billion
- Year ago eps
- 0.54
- Core earnings
- 17487000
- Dividend yield
- 3.52%
- Total deposits
- 3937949000
- Core eps diluted
- 1.04
- Efficiency ratio
- 55.26%
- Return on assets
- 1.35%
- Return on equity
- 11.69%
- Prior quarter eps
- 0.91
- Dividend per share
- 0.34
- Net interest margin
- 3.77%
- Unrealized securities losses
- $72.9 million
- Tangible book value per share
- 22.61
AI analysis
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