Customers Bancorp Reports Results for Third Quarter 2026
Customers Bancorp reported Q3 2026 net income to common of $78.4 million, or $2.25 per diluted share, up from $2.05 in Q2 and $2.20 a year ago, with ROAA of 1.16% and ROCE of 14.0%. Deposits grew 3.8% sequentially to a record $22.6 billion and loans rose 2.8% to a record $18.5 billion, while net interest income climbed $15 million to $208 million and NIM expanded to 3.19%, with management flagging a ~3.25% September run-rate.
Key figures
- Eps
- 2.25
- Guidance
- FY2026: Loans 12%+, Deposits 9%+, Net Interest Income $805M-$810M, Non-interest Expense $460M-$465M, Tax Rate 22%-23%
- Roaa
- 1.16%
- Roce
- 14.0%
- Cet1 ratio
- 12.6%
- Total loans
- 18511337000
- Total deposits
- 22563833000
- Core eps diluted
- 2.27
- Cost of deposits
- 2.50%
- Efficiency ratio
- 47.2%
- Net income common
- 78383000
- Nim tax equivalent
- 3.19%
- Shares repurchased
- 492178
- Net interest income
- 208078000
- Cubix cumulative volume
- $5.6 trillion
- Tangible book value per share
- 65.66
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