University Bancorp 3Q2026 Net Income $4,919,946.09, $0.95 Per Share
University Bancorp reported 3Q2026 net income of $4.92 million, or $0.95 per share, more than double the $2.35 million ($0.45) earned in 2Q2026. Nine-month net income reached $16.2 million ($3.13 per share) versus $6.2 million ($1.19) a year earlier, with annualized Q3 ROE of 19.8% and NIM of 4.29%. Growth drivers include the July acquisition of Bank of Whittier for $37.2 million (with an $11 million special dividend inbound), a $25 million subordinated notes placement at 8.125%, nationwide HELOC rollout, and a pending sale of $150.2 million of HELOCs at 103% of UPB.
Key figures
- Eps
- 0.95
- Nim
- 4.29%
- Q2 eps
- 0.45
- Pe ratio
- 5.8
- Price book
- 95.3%
- Texas ratio
- 6.91%
- Ttm revenue
- 157186355
- Q2 net income
- 2350713
- Q3 net income
- 4919946
- Nine month eps
- 3.13
- Eps fully diluted
- 0.76
- Roe annualized q3
- 19.8%
- Revenue growth 1yr
- 24.79%
- Tier1 capital ratio
- 10.10%
- Book value per share
- 22.27
- Nine month net income
- 16175544
- Nine month eps prior year
- 1.19
AI analysis
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