Investar Holding Corporation Announces 2026 Third Quarter Results
Investar Holding (ISTR) reported Q3 2026 net income available to common shareholders of $11.1 million, or $0.74 per diluted share, up 97% from $5.7 million ($0.54) a year ago and up 24% from $8.9 million in Q2. Core (non-GAAP) diluted EPS was $0.77, net interest margin expanded six basis points to 3.73%, and ROA reached 1.21%, with management crediting the January 2026 Wichita Falls Bancshares acquisition and a remix toward higher-yielding commercial and industrial loans. Credit quality is a watch item: nonperforming loans rose to $21.4 million (0.70% of loans) from $19.4 million (0.63%) last quarter and $7.7 million (0.36%) a year ago, though the allowance stands at 169% of NPLs.
Key figures
- Eps
- 0.74
- Revenue
- $33.8 million net interest income
- Acl
- 36100000
- Nim
- 3.73%
- Roa
- 1.21%
- Core roa
- 1.25%
- Npl ratio
- 0.70%
- Total loans
- 3066808000
- Total assets
- 3866819000
- Tier1 leverage
- 10.92%
- Total deposits
- 3180771000
- Core eps diluted
- 0.77
- Avg buyback price
- 29.44
- Net income common
- 11127000
- Shares repurchased
- 25113
- Net interest income
- 33765000
- Nonperforming loans
- 21400000
- Net income common qoq
- 8944000
- Net income common yoy
- 5651000
AI analysis
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