BV Financial, Inc. Announces Financial Results
BV Financial reported Q3 2026 net income of $3.4 million, or $0.42 per diluted share, versus $3.7 million and $0.41 a year earlier — EPS up slightly despite lower net income. Nine-month net income fell to $8.0 million from $8.7 million, driven by a $2.2 million executive transition expense and provision swings, while non-GAAP OPPNR improved to $5.3 million for the quarter. The balance sheet is shrinking: loans fell about 3% and total assets declined 3.76% to $877.9 million, with proceeds funding a $30 million FHLB borrowing paydown. Non-performing loans rose to $3.2 million from $2.3 million at year-end, though non-performing loans remain just 0.44% of total loans.
Key figures
- Eps
- 0.42
- Revenue Yoy
- 0
- Roa q3
- 1.57%
- Roe q3
- 7.50%
- Opprn q3
- 5285000
- Net loans
- 726342000
- Total assets
- 877997000
- Net income q3
- 3436000
- Total deposits
- 673956000
- Buyback avg price
- 21.16
- Buyback shares q3
- 163540
- Opprn q3 prior year
- 5214000
- Book value per share
- 21.95
- Non performing loans
- 3200000
- Net income nine months
- 7989000
- Net interest margin q3
- 4.46%
- Diluted eps nine months
- 0.97
- Net income q3 prior year
- 3730000
- Non performing loans dec2025
- 2300000
- Tangible book value per share
- 20.17
AI analysis
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