HBT Financial, Inc. Announces Third Quarter 2026 Financial Results
HBT Financial reported Q3 2026 net income of $31.4 million, or $0.86 per diluted share, up 13% from $0.76 in Q2 and 37% from $0.63 in the year-ago quarter. Profitability metrics were strong across the board: ROAA of 1.85%, ROATCE of 19.27%, and NIM expanding 3 bps to 4.35%, while asset quality stayed exceptional with NPAs at just 0.16% of assets and a $0.6 million negative provision. Integration planning for the Tri-County Financial Group acquisition is progressing well, with closing expected early in Q1 2027 pending stockholder and regulatory approvals; the TYFG shareholder vote is set for October 29, 2026.
Key figures
- Eps
- 0.86
- Revenue
- 0
- Nim
- 4.35%
- Roaa
- 1.85%
- Roae
- 16.17%
- Roatce
- 19.27%
- Cet1 ratio
- 12.94%
- Net income
- 31392000
- Total loans
- 4782743000
- Adjusted eps
- 0.86
- Total deposits
- 5752432000
- Nim tax equivalent
- 4.40%
- Noninterest income
- 14237000
- Adjusted net income
- 31411000
- Net interest income
- 70321000
- Noninterest expense
- 42663000
- Npa to total assets
- 0.16%
- Net recoveries to avg loans
- 0.04%
- Tangible book value per share
- 17.34
- Efficiency ratio tax equivalent
- 48.24%
AI analysis
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