Citizens Community Bancorp, Inc. Reports Third Quarter 2026 Earnings of $0.56 Per Share; Board Approves 14% Increase in Quarterly Dividend to $0.12 per Share
Citizens Community Bancorp reported Q3 2026 net income of $5.4 million, or $0.56 per diluted share, up from $3.7 million and $0.37 a year ago and $1.1 million in Q2. The improvement was driven by a 15 basis point NIM expansion to 3.37%, net interest income up $1.0 million to $14.5 million, and a provision drop from $4.3 million to $0.13 million; PPNR rose 29.9% year-over-year to $6.74 million. The board raised the quarterly dividend 14% to $0.12 per share (payable November 20, 2026) and the company repurchased 70,000 shares under its 482,500-share authorization.
Key figures
- Eps
- 0.56
- Revenue
- 0
- Nim q2
- 3.22%
- Nim q3
- 3.37%
- Ppnr q3
- $6.74 million
- Tce ratio
- 9.02%
- Provision q2
- $4.33 million
- Provision q3
- $0.13 million
- Total assets
- $1.796 billion
- Net income q3
- $5.4 million
- Total deposits
- $1.537 billion
- Acl loans ratio
- 1.88%
- Ppnr yoy growth
- 29.9%
- Criticized loans
- $61.2 million
- Efficiency ratio
- 61%
- Loans receivable
- $1.389 billion
- Dividend increase
- 14%
- Eps prior quarter
- 0.11
- Eps q3 prior year
- 0.37
- Dividend per share
- 0.12
- Book value per share
- 19.91
- Nonperforming assets
- $32.2 million
- Shares repurchased q3
- 70000
- Net interest income q3
- $14.5 million
- Tangible book value per share
- 16.62
- Buyback authorization remaining
- 412500
AI analysis
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