Ponce Financial Group, Inc. Reports Third Quarter 2026 Results
Ponce Financial Group reported Q3 2026 net income available to common of $18.0 million, or $0.76 per diluted share, up from $0.27 a year earlier. Net interest income rose 34.6% YoY to $34.0 million with NIM expanding to 3.86%, while net loans grew 18.5% YTD to $3.08 billion and deposits rose 15.7% to $2.37 billion. Results include a $10.5 million deferred tax valuation allowance release and a $1.2 million real-estate loss; provisions jumped to $3.2 million from $1.4 million a year ago.
Key figures
- Eps
- 0.76
- Revenue Yoy
- 0
- Nii yoy
- 34.62%
- Deposits
- 2370000000
- Net loans
- 3081000000
- Total assets
- 3690000000
- Net income q3
- 18200000
- Nim prior year
- 3.30%
- Nine month nii
- 92300000
- Roa annualized
- 1.99%
- Roe annualized
- 20.18%
- Loan growth ytd
- 18.54%
- Eps prior quarter
- 0.35
- Eps prior year q3
- 0.27
- Deposit growth ytd
- 15.69%
- Net interest margin
- 3.86%
- Npa to total assets
- 0.50%
- Book value per share
- 14.6
- Net interest income q3
- 34000000
- Provision credit losses q3
- 3200000
- Tax valuation allowance release
- 10500000
- Net income available to common q3
- 18000000
- Nine month net income available to common
- 34500000
- Net income available to common prior year q3
- 6200000
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