Endeavor Bancorp Reports Record Net Income of $2.1 Million for the Third Quarter of 2026; Tangible Book Value Increases to $15.46 and NIM Remains Strong at 4.41%
Endeavor Bancorp reported record Q3 2026 net income of $2.12 million, or $0.44 per diluted share, up from $1.89 million in Q2 and $1.73 million a year earlier. Net interest income rose 17.9% YoY to $9.1 million with the net interest margin holding at 4.41%, and the efficiency ratio improved to 62.1% from 63.2%. Loans declined 3.0% sequentially as payoffs of $47.6 million exceeded new production of $28.5 million, but deposits grew to $731.2 million, non-performing loans fell to 0.36%, and tangible book value rose to $15.46 per share.
Key figures
- Eps
- 0.44
- Revenue
- 0
- Revenue Yoy
- 0
- Net income
- 2116000
- Total loans
- 644921000
- Total assets
- 834962000
- Net income qoq
- 12.3% ($1.885M in Q2 2026)
- Net income yoy
- 22.7% ($1.725M in Q3 2025)
- Total deposits
- 731196000
- Net charge offs
- 826000
- Efficiency ratio
- 62.1%
- Net interest income
- 9055000
- Net interest margin
- 4.41%
- Core pretax earnings
- 3544000
- Return on avg assets
- 1.01%
- Return on avg equity
- 12.28%
- Tier1 leverage ratio
- 11.54%
- Loan to deposit ratio
- 88.2%
- Non performing loans pct
- 0.36%
- Provision for credit losses
- 525000
- Tangible book value per share
- 15.46
AI analysis
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