TOUCHMARK BANCSHARES, INC. REPORTS THIRD QUARTER 2026 RESULTS
Touchmark Bancshares reported Q3 2026 net income of $849,000, or $0.19 per diluted share, up 39% from $609,000 a year earlier — its highest quarterly profit in two years. Net interest margin expanded to 2.81% and the efficiency ratio improved to 60.64%, while nonperforming assets fell 15% sequentially to a three-year low of $6.3 million net of government guarantees. Management flagged a lending slowdown, with only $2.7 million in new loan commitments as customers turned cautious on rates and inflation, but expects a return to organic loan growth in Q4.
Key figures
- Eps
- 0.19
- Revenue
- 0
- Revenue Yoy
- 0
- Net income
- 849000
- Total loans
- 307376000
- Total assets
- 403630000
- Leverage ratio
- 13.39%
- Total deposits
- 325512000
- Efficiency ratio
- 60.64%
- Net income yoy pct
- 39
- Shares repurchased
- 15000
- Net interest income
- 2808000
- Net interest margin
- 2.81%
- Avg repurchase price
- 10.51
- Book value per share
- 16.16
- Return on avg assets
- 0.83%
- Tier 1 risk based ratio
- 45.92%
- Buyback remaining shares
- 170000
- Nonperforming assets net
- 6293000
- Net interest income yoy pct
- 4.2
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